Banknote, bankroll, bills, bread, bucks, coin, dough–in other words: Money!

It’s Day Seven of our Husband Encouragement Challenge, and today’s challenge is all about money!

Day Seven:

“Do not overwork to be rich; because of your own understanding, cease!…for riches certainly make themselves wings…” Prov. 23:4-5 

“That I may cause those who love me to inherit wealth, that I may fill their treasuries.”Proverbs 8:21

Money is the root of much marital discord. Ask yourself, “Am I being negative toward my husband in the area of finances?” Determine not to speak evil of your husband in this area. Discover ways to encourage and help him instead.

Does your husband handle finances wisely? Does he make good financial investments, based on biblical principles? Does he have a budget? Does he make wise decisions about purchases -checking many sources before he buys? Is he a good steward of his money before the Lord? Let him know how much you appreciate his strengths in financial matters.

If he is weak in this area, encourage any good decisions that he does make. Perhaps you can help him, if he’s open to the idea, by organizing financial files or providing other practical assistance. Or, if he wants you to handle the finances, ask for his input before you make decisions that will affect him.

By Nancy Leigh DeMoss
Published by Revive Our Hearts, © 2005. Permission granted to photocopy in the exact form, including copyright. All other uses require written permission.

Revive Our Hearts * P.O. Box 2000, Niles, MI 49120 * www.ReviveOurHearts.com 

All too often in marriages, the finances cause a host of problems and friction between a husband and a wife.  Maybe one is a generous spender and one is frugal.  Maybe one has a PERFECT credit rating and one has past credit problems they are trying to keep secret.  Maybe one likes to wear designer clothing and the other shops at Goodwill.  Maybe one believes in living on a cash basis and one wants to live by credit and borrowing.

To me it’s really hard to write about money because it seems so obvious and clear!  If you earn $3000 a month (either with one working or both) that means you have that amount available to you to pay for your home, your utilities, your food and anything else the family may need such as clothing or supplies.  I know some people take a financial view they consider more “advanced” and borrow and then have their minimum payments add up to $3000 a month…but I believe if you can’t pay cash, you can’t afford it yet so save up!  That way, once you own something it is yours and is an asset and not a debt.

Nevertheless the Bible has plenty to say about money, finances and the economy, and this challenge today is not so much about “which financial approach is correct” as it is about challenging us to look at our husbands in a new light.  Some men work very, VERY hard for what they can provide for their family and then are godly stewards of the wealth God has given to them, using finances to not only provide for his own family but to also graciously give to those in need.  If you look at your husband with fresh eyes and realize you have THIS kind of husband–thank God that He has given you this blessing and thank your husband…lavishly!!

If your husband works very hard to contribute and is wise with every penny but doesn’t earn a lot and money is a little tight–thank God that He has provided for you and thank your husband for all his effort.  Learn to be grateful for the things you do have and be content.  After all God has given to you what He has determined is best for you.   Also just a note to the wives here in the USA: we are so used to “being rich” here that we tend to think that “luxuries” are “necessities.”  For example, did you know that you can live perfectly well without cable TV, or Nordstrom jeans, or a brand new Wii?  Yep, learn to do without, save, and take care of whatever God brings into life!

On the other hand, if your husband tends to over-spend, can not stick to a budget, or just will not work to earn–thank God for the chance He has given you to minister to your husband and help him grow and become a better man.  Remember two things though: 1) it is not our job to “teach” our husband or “make” him do things–however God can use our strengths to support his weaknesses and 2) even if we do show him some tips and tricks and help, we are told in Eph. 5:33 ” “… let the wife see that she respects her husband” and that is not a suggestion!  We are commanded to RESPECT our husband.  So change your own attitude about him, and when it comes to the family finances, be on his side–not his challenger!

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